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Warranty; when to replace your furnace. Price Comparison Rental, Purchase, or Deferred Loan?

Gas Furnace Warranty Coverage

Furnace warranties are better than ever, and this means your investment will be protected for longer. So, if something goes wrong or a major component fails we will be there to repair or replace it.

We always recommend furnaces  that include comprehensive full coverage. Nearly every brand and model furnace we have includes 10 years parts and 10 years labour warranty.  We also register your new furnace with the manufacturer, so you don’t have to.

When to upgrade your furnace

How do you know when to call in for a repair and when to throw in the towel? Repairing your furnace might sound like a more affordable solution now, but it may not be the best choice in the long run. Here are a few signs that it might be time to replace your furnace.

  • Your furnace is more than 15 years old. The average lifespan of a furnace is 15-20 years. The older they get, the more problems and potentially pricey repairs will arise, especially if they haven’t been getting annual maintenance.
  • Your heating bill has increased. If your home heating bill keeps increasing year after year, it could be a sign your furnace is running less efficiently.
  • Uneven temperatures. Your furnace is designed to keep the temperature of your entire home comfortable. If you notice differences in temperature between different rooms, you may need to call a professional duct cleaning company to suck up all the dust and particles stuck inside the vents of your heating system.

Understand that rooms with direct runs from the furnace, or rooms closer to the furnace will have more heat. Also, rooms with windows and doors will have a harder time holding heat. Balancing an HVAC system is a difficult thing, but there are some smart home devices that can help you such as the Flair smart vent.

  • Your existing unit is making strange noises. Have you heard any banging, popping, rattling, or squealing noises coming from your furnace? Old furnaces often start to make some strange noises as they get toward the end of their life.

Can I buy heating insurance?

What you’re really talking about is a warranty. There is no such thing as a true insurance plan. Some companies offer “heating protection plans” which seem nice. However, after reading the details these plans don’t cover the expensive parts. The plans that tell you otherwise are mini maintenance contracts, typically from companies that rent you equipment. They charge a monthly fee to maintain the furnace that they rent you for $50-$80 a month.

Let’s do the math:

  • Furnace rental $60 per month.
  • Life expectancy of your equipment is 20 years.
  • At 15 years, you’re paying $10,800.
  • At 20 years, you’re paying $14,400.
  • If you buy a new model, installed, you might pay an average of $4,600.
  • You can have it regularly serviced for, on average, about $100 every year.
  • At 15 years, you’re paying $5,600.
  • At 20 years, you’re paying $6,100.

Home insurance for your HVAC system is part of your existing policy and therefore isn’t part of this conversation.

While a rental is far cheaper up front, it ends up costing you much more in the long run. For this City Home Comfort has 0% financing offers to be very consumer friendly and as fair as possible.

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About

City Home Comfort is a family-owned and operated company that has been serving the Greater Toronto Area since 1981. We offer 24-hour service, 365 days of the year with fully-trained, licensed and insured technicians for all residential and commercial needs and applications.

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